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Moruk Micro-Enterprises Ltd Moruk Micro-Enterprises Ltd Grow Your Hustle.

Our Loans

Financing that matches your business.

Clear rates, clear repayment plans, and a weekly schedule you can plan around. Everything below is our live rate card — the same figures our officers use.

Tivim Business Loan

Working capital for stocking, expansion and seasonal cash flow. Borrow from KES 3,000 to KES 30,000 over 4 to 10 weeks, repaid weekly.

Tivim Business Loan rate card
Repayment period Interest Amount range (KES)
4 weeks 23% 3,000 – 10,000
5 weeks 27% 3,000 – 14,000
7 weeks 37% 3,000 – 30,000
10 weeks 49% 10,000 – 30,000

Interest is a flat charge on the amount borrowed for the full period — not a monthly rate that keeps accruing. Your weekly repayment is the total repayable divided evenly across the weeks, and it never changes.

Repayment
weekly
From
KES 3,000
Up to
KES 30,000

What will it cost?

Live figures from our current rate card — no hidden charges.

KES
Repayment period

Your weekly repayment

KES 3,075.00

Interest
23%
Total interest
2,300
Total repayable
12,300

Plus one-off fees of KES 500.00 deducted at disbursement.

Apply for this loan

Indicative only. Final terms are confirmed after your business assessment.

Getting started

What you'll need to apply

Your National ID

A clear photo of both sides of your Kenyan National ID.

A passport-size photo

Used to complete your customer file.

Business details

What your business does, where it operates, and roughly what it turns over.

An M-Pesa number

Registered in your name — this is where approved funds are sent.

Business permit

Where applicable to your type of business.

Next of kin

Name, relationship and phone number.

Ready to Grow Your Hustle?

Join hundreds of entrepreneurs who trust Moruk Micro-Enterprises Ltd for reliable business financing.